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Saturday, January 21, 2017

#bitcoin channel featuring freekiwi, captrips, haakonn, Tootoot222, Keranu, Xenogenesis,

freekiwi 2017-01-21 09:51:52
hi guys. can someone please send me 60000 satoshi so I can move an asset from counterparty?
freekiwi 2017-01-21 09:51:53
if not thats ok
mryandao 2017-01-21 09:53:49
freekiwi: no begging.
mryandao 2017-01-21 09:54:00
go look for a faucet elsewhere
captrips 2017-01-21 09:54:40
whois captrips
captrips 2017-01-21 09:54:50
\whois captrips
Keranu 2017-01-21 10:06:51
I have a stupid question, not necessarily bitcoin related
Keranu 2017-01-21 10:07:17
I used Circle last September as a bitcoin wallet to make a couple purchases
Keranu 2017-01-21 10:07:43
I used my credit card, which I later had to cancel afterwards because of fradulent activity
Keranu 2017-01-21 10:07:59
Used credit card to add funds to my Circle btc wallet
Keranu 2017-01-21 10:08:43
I mistakenly reported my two deposits from credit card to Circle as fradulent
Keranu 2017-01-21 10:08:54
And now I have a $300 overdraft in my Circle account
Tootoot222 2017-01-21 10:09:14
did you upload any ID documents?
Keranu 2017-01-21 10:09:21
I've tried talking to my credit card provider on the phone today and basically I have to go to my bank and talk to them next week
Tootoot222 2017-01-21 10:09:23
something they can give to a debt collection agency
Keranu 2017-01-21 10:09:47
I don't remember if I did, but I don't think so since I didn't include my bank account info
Tootoot222 2017-01-21 10:09:54
i mean if you are willing to pay circle back why don't you just link your bank account or whatever and just pay them directly?
Tootoot222 2017-01-21 10:10:04
your bank must have credited you the money
Keranu 2017-01-21 10:10:36
My credit card company did give me credit back for the transactions. However I'm afraid my credit card company is going to charge me back on it twice
Tootoot222 2017-01-21 10:10:53
i mean the CC company has already completed their chargeback to circle
Tootoot222 2017-01-21 10:11:01
circle isn't going to re-chargeback the chargeback
Keranu 2017-01-21 10:11:13
That's a good point
Tootoot222 2017-01-21 10:11:31
circle's just letting you know you won't be able to use their service until you pay them the 300 you owe
Keranu 2017-01-21 10:11:38
Right, right
Tootoot222 2017-01-21 10:11:45
so if you're good for it, just pay them and everything is solved
Keranu 2017-01-21 10:11:55
So you think I should just go ahead and pay the overdraft now with my credit card?
Tootoot222 2017-01-21 10:12:05
well
Tootoot222 2017-01-21 10:12:11
that depends on what the interest rate on your credit card is
Tootoot222 2017-01-21 10:12:12
=p
Keranu 2017-01-21 10:12:16
It's a replacement credit card, it's linked to the same account I had before
Tootoot222 2017-01-21 10:12:17
i would pay it if i had the cash on hand
Tootoot222 2017-01-21 10:12:33
i'm assuming circle won't be charging you any interest on that negative account balance
Tootoot222 2017-01-21 10:12:37
where your cc will cost you extra
Tootoot222 2017-01-21 10:12:47
if you don't pay it off right away
Keranu 2017-01-21 10:12:58
Circle may have charged a little, but it looks about what I owed them
Tootoot222 2017-01-21 10:13:02
you could just hang on to the negative balance as a 0% interest loan until you actually have the money to pay back
Tootoot222 2017-01-21 10:13:17
rather than just transferring the balance onto a higher interest cc
Keranu 2017-01-21 10:13:26
Hmm
Keranu 2017-01-21 10:15:06
I already have the money to pay back though right? The CC gave me credit back for it. Should I just not tell them I mistakenly reported it fradulent and pay it now? lol
Keranu 2017-01-21 10:20:59
You guys have any recomended investments for beginners? Aside from bitcoin
haakonn 2017-01-21 10:23:45
my best investment advice: don't take investment advice from strangers on the internet
Keranu 2017-01-21 10:23:55
lol!
Aleph0 2017-01-21 10:24:03
haakonn: this way nobody would ever buy coins
Xenogenesis 2017-01-21 10:24:08
Invest in cheese
haakonn 2017-01-21 10:24:29
Aleph0: people can do their own research and buy coins once they're familiar with the tech
Xenogenesis 2017-01-21 10:24:58
Cheesy investment
Xenogenesis 2017-01-21 10:25:31
I dont see bitcoin as a investment method tbh
Xenogenesis 2017-01-21 10:26:07
I see it as the futur of digital payments
Xenogenesis 2017-01-21 10:26:20
*future
Tootoot222 2017-01-21 10:26:34
Keranu: the CC reduced what you owe them by crediting your account with them; you don't actually own that money, you just "don't owe" them that money
haakonn 2017-01-21 10:26:37
if you truly believe that, then you have to admit that makes it a great investment
Tootoot222 2017-01-21 10:27:38
besides you can't chargeback a chargeback, so telling the CC company doesn't mean anything
Tootoot222 2017-01-21 10:27:44
you'd simply just pay the person you chargeback'd
Tootoot222 2017-01-21 10:28:03
but again, it may be in your benefit to delay paying them back, if circle won't charge you interest on your "loan" of 300
Tootoot222 2017-01-21 10:28:14
where your CC will charge you interest on it
Tootoot222 2017-01-21 10:28:27
(and thus you end up paying back the CC more than 300, slowly)